SOCIAL SECURITY, WILL IT BE THERE FOR YOU?


 

 

 

Social Security, will it be there for you, will it be there for me?

Don’t wait too long to learn as much as you can about your Social Security.   It could cost you lots of money if you don’t.   You need to find out what you can do to maximize your benefits for retirement.

Last evening I attended a seminar on Social Security with a private consulting firm.  I now consider that time well spent, a smart investment if you will.   It only cost me 1.5 hours of my time.

I learned from the seminar some facts, information significant in helping me make the decision when I should retire and when I should not.

I am 62 years young.  Baby boomers born between 1943 thru 1954 can collect full benefits at the age of 66.   I also learned that those born within this same period will not be affected by Social Security reform.   However, if I wanted to retire and apply (file seems like the right word here) for benefits earlier than the age of 66, I learned what percentage of the full benefit I would receive.   This is the key factor, obviously, in deciding when to retire.   Here are the breakdowns at each age beginning with 62:

62       I would receive 75%                                                                                               63                                          80%                                                                                               64                                          86.7%                                                                                           65                                          93.3%                                                                                           66                                        100%

Every year you delay applying for your S.S. benefits you earn delayed credits.

at 67  I would receive 108%                                                                                                70                                      132%

One important point: If you retire and draw your benefits early, say at 62, you stay at 75% for life.   When you reach 66, the benefit does not go up to 100%, it remains at 75%.

The figures above work for those of us born between 1943 to 1954.    Doesn’t look like I will be retiring anytime soon, unless I win the Powerball Lottery.   It looks like there is plenty of incentive to wait until 70……….ugh!  I doubt I have the patience to put it off that long.  I have other interests besides working everyday.  There are other factors that will determine when we apply, like our health, other supplemental incomes, etc.

I would encourage you, if you haven’t already, to attend a seminar.   Each of us have different situations.   The seminars touch on much more than I have mentioned here.   They will give you tips on other points or ways you can increase your benefit.   When you just walk into the S.S. office to apply, they are not going to share these tips like a private consulting firm will.   The sooner you learn how to take more advantage the better off you will be.   Its your retirement, your future.  I am not a financial planner or a consultant for that matter.   I wanted to share with you what I learned.   You may already know what I mentioned here, but there is still much more for you to learn.

I knew a little prior to this meeting, but there was a lot I did not know.   I already feel better prepared, more comfortable on what to do  when that age approaches.   So will you.

 

 

 

 

 

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Generals skewer Obama for ‘control’ of airstrikes… ~ “Vallely believes Obama should resign. “He has no capability of leading this country at this time,” he said. ‘No clue what to hit’ Vallely, who was deputy commanding general of U.S. Pacific………….”


THAT IS WHAT A DICTATOR DOES ……….CONTROLS AND MANAGES EVERYTHING, ESPECIALLY THE MILITARY.

Gunny G: BLOGGIN' BAD!~MAKE AMERICA "AMERICAN"! AGAIN!!!!! (FUBO!) BRING BACK AMERICA's HAT! (THAT BAD ASS DEPLORABLE FEDORA!) ~ $H!T-CAN THE STAIN, STIGMA, STENCH AND SHAME OF "THE PRINCE OF FOOLS"~ AND: "FINALLY," ~ BRING THE "POF" TO JUSTICE!, EXPOSE! AINOs (AMERICANS IN NAME ONLY), AND FLUSH THE SWAMP~POWER-FLUSH! "TWICE!"-("FLOATERS" Y'KNOW!) -POTUS .45 TRUMP COCKED and LOCKED!.....-ONE RIGHTEOUS MAN--IF WE CAN KEEP HIM! ~ Illegitimi non carborundum..!

WASHINGTON –

Two retired U.S. generals have blasted a reported plan for President Obama to assert “personal control” over the selection of ISIS targets in Syria.

Retired U.S. Army Maj. Gen. Paul E. Vallely and U.S. Army Lt. Gen. William “Jerry” Boykin said the prospect recalls the Johnson administration’s micro-managing of the war theater in Vietnam, when decisions made from Washington often resulted in selecting the wrong targets.

Boykin, an under secretary of defense for intelligence under President George W. Bush, said that while Obama’s reported decision to make all the bombing calls of ISIS targets in Syria were reminiscent of Vietnam, President Lyndon Johnson “at least had some military experience.”

Lt. Gen. Jerry BoykinRet. Lt. Gen. Jerry BoykinBoykin pointed out Obama has never served in the military.“[Obama] is absolutely not serious about strategy or destroying ISIS,” Boykin said.

“There is no way we can destroy ISIS with…

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Scotland’s day under the lens


I would vote yes in favor of independence, but that is just me.

Tea and Ponders

Today is probably the greatest (if not most important) day of my life, as Scotland decides whether it wishes to be independent from the rest of the United Kingdom. It is probably the most important votes since the referendum to have a Scottish parliament that I have and will vote in. I feel the eyes of the world watching, as the day of decision is here and I live in the capital city, filled with the lenses of the media from all around the world.

I am not saying aloud here, but as I have said previously those that know me well enough know the answer to that already and happy to share opinion privately. However, I am of both Scottish and English heritage (my parents one of each), I know what my trio of instinct, heart and head say, and remarkably they all are saying and singing the…

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KEEP CLINTON COMICS OUT OF THE WHITE HOUSE


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Posted on Twitter by Feisty Floridian @peddoc63

Why would anyone even consider 4 more years of this?   The only house they belong in is a jail house.

Look at all that went on in their  8 years in the White House.  What would a non-official/retired Bill do with so much time on his hands?   Chase interns.   Hillary would have a shredder on hand in every room.

Benghazi – Benghazi – Benghazi, it won’t go away.   The Benghazi Shredder.

 

 

 

United Nations to Flood US with Muslim Refugees at Taxpayer Expense


This blog needs repeated!

Musings from a Middle Aged Man

Article by Pamela Geller

Most Americans are unaware that under the “Refugee Resettlement Program,” whole Muslim communities from hostile nations are imported into the United States, circumventing whatever immigration laws that are still intact.

This is made even more dangerous by who the organization determines are refugees and who aren’t. It’s the UN, driven largely by the world’s largest international body, the Organization of Islamic Cooperation (OIC). The OIC is a modern day caliphate made up of 56 countries and the Palestinian terrorists.

For years, a handful of my colleagues and I have warned of the reckless immigration polices here in America and in the West — refusing immigration status to persecuted religious minorities under Islam (Afghanistan, Iraq, Syria, Egypt, etc.), while allowing whole Muslim communities from jihad nations to immigrate.

I have documented this dangerous practice and warned of the eventual consequence of importing jihad. We have…

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Yet Another Major Obama Scandal


Not surprising! The big fish need to be reeled in…………………..and fried!

Bacon Time !!!!!!

http://politics.suntimes.com/article/chicago/big-profit-pritzkers-costly-chicago-fbi-deal/sun-09142014-330pm

Big profit for Pritzkers on costly Chicago FBI deal:

A deal involving the federal government’s most expensive lease in Chicago produced millions of dollars in profits for a development group that included Penny Pritzker, a top campaign fund-raiser for President Barack Obama who is now his commerce secretary, a Chicago Sun-Times / Better Government Association investigation has found.

Shocking and appalling, but it’s what to be expected.

Hey Libs, how’s that “Hope’n Change” working out?

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